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| Privacy Policy |
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Notice of Privacy Statement
We at Avezta Foundation want to be sure that you get superior service and quality products. We also are concerned about the privacy of your personal information. We are sending you this notice to help you understand how we may collect nonpublic personal information about you, the type of information we may collect, and what information we may disclose about you. The same rules apply to former customers as apply to current customers. When we use the terms “nonpublic personal information,” we mean personally identifiable financial information that is not publicly available.
Information We Collect |
We collect nonpublic personal information about you directly from you and from other sources, including the following sources:
Information we receive from you on applications or other forms or over the Internet or telephone
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency. |
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| Information We Disclose |
Sharing Information with Our Affiliates: Unless you tell us not to (called “opt out”), we may share all of the information we collect, as described above, with companies in our corporate family (called “affiliates”). This information may include:
Information we obtain from you, such as your income or your liabilities;
Information we obtain from a consumer report, such as your credit score or credit history; and
Information we obtain to verify representations made by you, such as your open lines of credit.
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| Our future affiliates may include financial service providers, such as other non-profit credit counseling agencies. We may have additional affiliates in the future. |
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| Sharing Information with Nonaffiliated Third Parties |
Unless you tell us not to (called "opt out"), we may share all of the information we collect, as described above, with nonaffiliated companies outside our corporate family. We will share this information when we believe these other companies are able to extend services or products that might be of value to you. These other companies may be financial service providers (such as insurance agents) or they may be non-financial companies (such as retailers or direct marketers).
We also may disclose any nonpublic personal information to anyone as permitted by law. For example, we disclose information about you to third parties with your consent or at your direction or if disclosure is necessary to effect, administer, or enforce your transaction with us.
In addition, we may disclose all of the information we collect, as described above, to companies that perform services and functions, including marketing services, on our behalf and we may disclose some of this information to other financial institutions with whom we have joint marketing agreements. |
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| Protection of Your Information |
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. |
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| Opt Out for Nonaffiliated Third Parties |
If you prefer that we not share information with companies outside our corporate family, you may direct us not to share information by calling us toll free at 1-800 653-2086 Ext 703 An opt out by one consumer will be treated as an opt out for all joint consumers for the same the product, account, or service you have with us. Note: Even if you direct us not to share information with companies outside our corporate family, we may disclose nonpublic personal information as permitted by law and to companies that perform services and functions, including marketing services, on our behalf. We also may disclose some of this information to other financial institutions with whom we have joint marketing agreements. |
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| Opt Out for Affiliates |
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If you prefer that we not share information with our corporate affiliates, you may direct us not to share information by calling us toll free at 1-800 653-2086 Ext 703. An opt out by one consumer will be treated as an opt out for all joint consumers for the same product, account, or service you have with us. Note: Even if you direct us not to share information with our affiliates, we may still share with our affiliates information about our direct experiences and transactions with you as permitted by law. |
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| Policy Change |
We reserve the right to change our privacy policy and this privacy notice from time to time without prior notice to you, unless prior notice is required by law. |
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